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Paying For Long Island Car Service Excess Insurance

By Claudine Hodges


There is a lot of competition within the car hire industry. Rental companies are being forced to reduce their prices by offering basic services. They have been forced to pass the liabilities to unsuspecting clients. It is possible for you to get yourself a Long Island car service insurance coverage that takes care of the damages you are exposed to.

Never pay for excess insurance when you are collecting the vehicle. This is because you may be charged two times as much as you are supposed to. The rental companies are trying to boost their sales by offering excess coverage at a higher rate. The sales teams have been taught how to sell the service to weary clients who are tired from their flights.

The ethics involved in this are questionable but companies have been doing this for a long time it is no longer frowned upon. A lot of hotels and airports use this tactic to increase on their profits.

Undercarriage, tires and windows are usually covered under this policy. You will also be compensated for vandalism and theft. Different insurance companies offer different rates for this package.

It is possible for you to benefit from the insurance policies on offer. Once you do the right research you will be able to get competitive rental prices and at the same time take up extra insurance in the event of an accident. With the right knowledge you will be able to get yourself a good deal.

Most providers usually give their clients the impression that it is mandatory for them to pay for the excess insurance. The insurance policy may not be mandatory but it is sensible to have it. However, it is not mandatory for you to get the service from your rental provider. You should only use their services as a last option.

Excess insurance is so competitive it has developed into an industry. It has been able to succeed because most of the rental companies no longer offer the option to their client as part of the package. Make sure that you have the insurance by the time you collect the rental vehicle. Getting a separate extra insurance will offer you a chance to enjoy competitive prices from both industries.

As your broker or agent is booking the rental vehicle for you ask them if they offer excess coverage. The agents are known to have the policy at cheaper rates than rental companies. However, their rates are not as affordable as the ones you will get from the insurance companies.

When you visit the internet you will get a wealth of information on the topic. It is easier for you to shop for affordable policies once you know what you are looking for. There are people who decide to pay for excess insurance when collecting the rental vehicle despite the inflated prices.

The best alternative for you would be to look for excess coverage from an independent provider. This way, you are assured of getting good car hire prices and insurance packages simultaneously.




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